Buy now, pay later without the fees
Affirm is a smarter way to pay over time. Shop pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.
The choice is yours
Affirm Pay in 4
Make 4 interest-free payments every 2 weeks. Great for everyday purchases.
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No interest or fees
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No impact on your credit score
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Set up easy, automatic payments
Monthly payments
Choose monthly installments. Perfect for big-ticket items.
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No hidden fees—ever
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What you see is what you pay
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Set up easy, automatic payments
Pay with Affirm anywhere
With a one-time-use virtual card, you can pay over time with us just about anywhere.
How to buy with Affirm
Go shopping
Shop your favorite stores online or in-store and pay later with Affirm. You’ll see us at checkout, or you can request a virtual card in the Affirm app.
Choose your payment terms
You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments.
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Use Affirm here—and there
Choose Affirm at checkout
Just select Affirm at checkout when shopping at your favorite stores to see your payment options.
Shop online and in-store
Shop at thousands of stores you love—and thousands you haven’t discovered yet—online and in the Affirm app.
Try our browser extension
Download the Affirm Google Chrome extension in seconds to find out how much you can spend while you shop and browse.
Here's what you might pay
$500.00
YOUR PURCHASE
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Total cost: $500.001 payment every 2 weeks4 interest-free payments$125.00
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Total cost: $522.106 monthly paymentsTotal interest at 15% APR: $22.10$87.02
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Total cost: $541.5512 monthly paymentsTotal interest at 15% APR: $41.55$45.13
